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Statewide risk intelligence

Alabama home risk center

Today’s statewide composite risk signal for AL is Elevated overall, blending flood, wind, thunderstorm, and current AQI conditions.

58

/ 100

58/100
State score

Overall risk signal

Elevated

Use this signal as a statewide benchmark and drill down into cities for localized exposure.

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Statewide hazard breakdown

Core baselines plus current AQI for Alabama

Updated Thu 9:24 PM

Flood exposure

50/100

Wind + roof

16/100

Air quality / AQI

28/100

Tornado activity

65/100

Lightning

83/100

Wildfire

66/100

Live weather alerts

NWS advisories across Alabama

1 alerts

Flood Advisory

Effective Mon 2:31 AM

Flood Advisory issued July 12 at 9:31PM CDT until July 12 at 11:30PM CDT by NWS Birmingham AL

Clay, AL

Source: National Weather Service alerts feed.

Hurricane season

Track live storms against Alabama hurricane exposure.

Use the hurricane hub for active NHC systems, then compare statewide hurricane exposure and city-level wind, surge, and flood drivers.

Open hurricane hubState hurricane outlook

Hurricane links

Highest hurricane risk cities in AlabamaHurricane season home checklistHow cone and track translate to local risk

City hotspots

Highest composite exposure across Alabama.

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Chickasaw, AL

Overall elevated risk

73/100

Satsuma, AL

Overall elevated risk

63/100

Creola, AL

Overall elevated risk

63/100

Prichard, AL

Overall elevated risk

60/100

Athens, AL

Overall elevated risk

59/100

Mobile, AL

Overall elevated risk

59/100

Montgomery, AL

Overall elevated risk

59/100

Muscle Shoals, AL

Overall elevated risk

58/100

Protect your home before the next storm

Turn today’s risk into a checklist for your home in Alabama.

Home insurance quotes

Compare storm-friendly coverage options for your address.

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Roof & window protection

Time inspections and upgrades around your local risk season.

Find pros

Emergency prep essentials guide

Build a storm kit and action checklist in 30 minutes.

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Check the risk for your city

Search by city or ZIP to see today's home risk snapshot.

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City directory

Browse baseline risk scores for the largest cities in Alabama.

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Includes top populations, trending lookups, and curated hubs.

State ranking pages

Explore ranked city lists and statewide outlooks, then drill into local city details.

Highest overall weather risk citiesHighest flood risk citiesHighest wind risk citiesHighest storm surge risk citiesHighest hurricane risk citiesHighest air quality risk citiesHighest lightning risk citiesHighest wildfire risk citiesHighest tornado risk citiesHighest hail risk cities
Open statewide live outlook

Cross-state comparisons

Which state has the highest hurricane risk?Which states have the highest AQI risk?Which states have the highest wildfire risk?Safest states for severe weatherStates with the lowest flood exposure

RiskIQ network

Related risk context for Alabama

State profile

These links focus on the most relevant connected risk topics for this location.

AutoRiskIQ

Auto insurance pressure and claims risk context.

State-level context

View on AutoRiskIQ →

EstateRiskIQ

Estate planning and decision-readiness context.

State-level context

View on EstateRiskIQ →

Learn the risk in Alabama

Flood zones 101: how to read FEMA maps

Decode NFHL zones, base flood elevation, and where boundary lines matter most.

Open guide →

Wind speed and roof damage

Understand how gust speeds translate into shingles, trees, and outages across Alabama.

Learn more →

Storm surge vs flooding

Compare coastal surge risk with inland rainfall flooding exposure.

View guide →