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Statewide risk intelligence

Hawaii home risk center

Today’s statewide composite risk signal for HI is Low overall, blending flood, wind, thunderstorm, and current AQI conditions.

32

/ 100

32/100

State score

Overall risk signal

Low

Use this signal as a statewide benchmark and drill down into cities for localized exposure.

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Statewide hazard breakdown

Core baselines plus current AQI for Hawaii

Updated Fri 5:01 PM

Flood exposure

54/100

Wind + roof

32/100

Air quality / AQI

0/100

Surge + tides

39/100

Lightning

3/100

Wildfire

0/100

Live weather alerts

NWS advisories across Hawaii

1 alerts

Coastal Flood Statement

Effective Sun 7:22 PM

Coastal Flood Statement issued July 12 at 9:22AM HST until July 14 at 6:00PM HST by NWS Honolulu HI

Niihau; Kauai Southwest; Waianae Coast; Oahu North Shore; Olomana; Kahoolawe; Maui Windward West; Maui Leeward West; Kona; Kohala; Kauai North; Kauai East; Kauai South; East Honolulu; Honolulu Metro; Ewa Plain; Koolau Windward; Molokai Windward; Molokai Southeast; Molokai North; Molokai West; Molokai Leeward South; Lanai Windward; Lanai Leeward; Lanai South; Maui Central Valley North; Maui Central Valley South; Windward Haleakala; Kipahulu; South Maui/Upcountry; South Haleakala; Big Island South; Big Island Southeast; Big Island East; Big Island North

Source: National Weather Service alerts feed.

City hotspots

Highest composite exposure across Hawaii.

View full directory →

Ualapue, HI

Overall moderate risk

Honolulu, HI

Overall moderate risk

Kaloko, HI

Overall moderate risk

Lihue, HI

Overall moderate risk

Puhi, HI

Overall moderate risk

Hanamaulu, HI

Overall moderate risk

Kaunakakai, HI

Overall moderate risk

Kapaa, HI

Overall moderate risk

Protect your home before the next storm

Turn today’s risk into a checklist for your home in Hawaii.

Home insurance quotes

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Roof & window protection

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Emergency prep essentials guide

Build a storm kit and action checklist in 30 minutes.

Check the risk for your city

Search by city or ZIP to see today's home risk snapshot.

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City directory

Browse baseline risk scores for the largest cities in Hawaii.

Open city directory

Includes top populations, trending lookups, and curated hubs.

State ranking pages

Explore ranked city lists and statewide outlooks, then drill into local city details.

Highest overall weather risk cities Highest flood risk cities Highest wind risk cities Highest air quality risk cities Highest lightning risk cities Highest wildfire risk cities Highest tornado risk cities Highest hail risk cities

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Cross-state comparisons

Which state has the highest hurricane risk?Which states have the highest AQI risk?Which states have the highest wildfire risk?Safest states for severe weather States with the lowest flood exposure

RiskIQ network

Related risk context for Hawaii

State profile

These links focus on the most relevant connected risk topics for this location.

AutoRiskIQ

Auto insurance pressure and claims risk context.

State-level context

View on AutoRiskIQ →

EstateRiskIQ

Estate planning and decision-readiness context.

State-level context

View on EstateRiskIQ →

Learn the risk in Hawaii

Flood zones 101: how to read FEMA maps

Decode NFHL zones, base flood elevation, and where boundary lines matter most.

Wind speed and roof damage

Understand how gust speeds translate into shingles, trees, and outages across Hawaii.

Storm surge vs flooding

Compare coastal surge risk with inland rainfall flooding exposure.