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Statewide risk intelligence

Maryland home risk center

Today’s statewide composite risk signal for MD is Moderate overall, blending flood, wind, thunderstorm, and current AQI conditions.

47

/ 100

47/100
State score

Overall risk signal

Moderate

Use this signal as a statewide benchmark and drill down into cities for localized exposure.

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Statewide hazard breakdown

Core baselines plus current AQI for Maryland

Updated Sat 12:26 AM

Flood exposure

27/100

Wind + roof

11/100

Air quality / AQI

45/100

Surge + tides

87/100

Lightning

40/100

Wildfire

51/100

Live weather alerts

NWS advisories across Maryland

2 alerts

Coastal Flood Statement

Effective Sat 7:09 PM

Coastal Flood Statement issued July 11 at 3:09PM EDT until July 12 at 2:00AM EDT by NWS Wakefield VA

Dorchester; Wicomico; Somerset

Test Message

Effective Sat 11:45 PM

Montgomery

Source: National Weather Service alerts feed.

Hurricane season

Track live storms against Maryland hurricane exposure.

Use the hurricane hub for active NHC systems, then compare statewide hurricane exposure and city-level wind, surge, and flood drivers.

Open hurricane hubState hurricane outlook

Hurricane links

Highest hurricane risk cities in MarylandHurricane season home checklistHow cone and track translate to local risk

City hotspots

Highest composite exposure across Maryland.

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La Plata, MD

Overall moderate risk

45/100

Fort Washington, MD

Overall moderate risk

43/100

Bowleys Quarters, MD

Overall moderate risk

43/100

Lexington Park, MD

Overall moderate risk

42/100

California, MD

Overall moderate risk

42/100

Arbutus, MD

Overall moderate risk

42/100

Brooklyn Park, MD

Overall moderate risk

42/100

Linthicum, MD

Overall moderate risk

42/100

Protect your home before the next storm

Turn today’s risk into a checklist for your home in Maryland.

Home insurance quotes

Compare storm-friendly coverage options for your address.

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Roof & window protection

Time inspections and upgrades around your local risk season.

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Emergency prep essentials guide

Build a storm kit and action checklist in 30 minutes.

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Check the risk for your city

Search by city or ZIP to see today's home risk snapshot.

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City directory

Browse baseline risk scores for the largest cities in Maryland.

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Includes top populations, trending lookups, and curated hubs.

State ranking pages

Explore ranked city lists and statewide outlooks, then drill into local city details.

Highest overall weather risk citiesHighest flood risk citiesHighest wind risk citiesHighest storm surge risk citiesHighest hurricane risk citiesHighest air quality risk citiesHighest lightning risk citiesHighest wildfire risk citiesHighest tornado risk citiesHighest hail risk cities
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Cross-state comparisons

Which state has the highest hurricane risk?Which states have the highest AQI risk?Which states have the highest wildfire risk?Safest states for severe weatherStates with the lowest flood exposure

RiskIQ network

Related risk context for Maryland

State profile

These links focus on the most relevant connected risk topics for this location.

AutoRiskIQ

Auto insurance pressure and claims risk context.

State-level context

View on AutoRiskIQ →

EstateRiskIQ

Estate planning and decision-readiness context.

State-level context

View on EstateRiskIQ →

Learn the risk in Maryland

Flood zones 101: how to read FEMA maps

Decode NFHL zones, base flood elevation, and where boundary lines matter most.

Open guide →

Wind speed and roof damage

Understand how gust speeds translate into shingles, trees, and outages across Maryland.

Learn more →

Storm surge vs flooding

Compare coastal surge risk with inland rainfall flooding exposure.

View guide →