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Statewide risk intelligence

South Carolina home risk center

Today’s statewide home storm risk signal for SC is Moderate overall, blending hurricane, flood, and thunderstorm patterns.

52

/ 100

52/100

State score

Overall risk signal

Moderate

Use this signal as a statewide benchmark and drill down into cities for localized exposure.

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Historical Statewide hazard breakdown

Core baselines for South Carolina

Updated Mon 12:35 AM

Flood exposure

43/100

Wind + roof

23/100

Surge + tides

99/100

Lightning

70/100

Live weather alerts

NWS advisories across South Carolina

2 alerts

Lake Wind Advisory

Effective Thu 5:01 PM

Lake Wind Advisory issued February 26 at 12:01PM EST until February 26 at 5:00PM EST by NWS Columbia SC

Lincoln; McDuffie; Columbia; Richmond; Burke; Chesterfield; McCormick; Newberry; Fairfield; Kershaw; Edgefield; Saluda; Lexington; Richland; Lee; Aiken; Sumter; Barnwell; Calhoun; Clarendon; Bamberg; Northern Lancaster; Southern Lancaster; Northwestern Orangeburg; Central Orangeburg; Southeastern Orangeburg

Lake Wind Advisory

Effective Thu 11:52 AM

Lake Wind Advisory issued February 26 at 6:52AM EST until February 26 at 5:00PM EST by NWS Charleston SC

Inland Berkeley

Source: National Weather Service alerts feed.

City hotspots

Highest historical exposure across South Carolina.

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Isle of Palms, SC

Overall elevated risk

Kiawah Island, SC

Overall elevated risk

Charleston, SC

Overall elevated risk

James Island, SC

Overall elevated risk

Mount Pleasant, SC

Overall elevated risk

Georgetown, SC

Overall elevated risk

Port Royal, SC

Overall elevated risk

Shell Point, SC

Overall elevated risk

Protect your home before the next storm

Turn today’s risk into a checklist for your home in South Carolina.

Home insurance quotes

Compare storm-friendly coverage options for your address.

Roof & window protection

Time inspections and upgrades around your local risk season.

Emergency prep essentials guide

Build a storm kit and action checklist in 30 minutes.

Check the risk for your city

Search by city or ZIP to see today's home risk snapshot.

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City directory

Browse baseline risk scores for the largest cities in South Carolina.

Open city directory

Includes top populations, trending lookups, and curated hubs.

State ranking pages

Explore ranked city lists and statewide outlooks, then drill into local city details.

Highest overall weather risk cities Highest flood risk cities Highest wind risk cities Highest storm surge risk cities Highest lightning risk cities Highest tornado risk cities Highest hail risk cities

Open statewide live outlook

Cross-state comparisons

Which state has the highest hurricane risk?Safest states for severe weather States with the lowest flood exposure

RiskIQ network

Related risk context for South Carolina

State profile

These links focus on the most relevant connected risk topics for this location.

AutoRiskIQ

Auto insurance pressure and claims risk context.

State-level context

View on AutoRiskIQ →

EstateRiskIQ

Estate planning and decision-readiness context.

State-level context

View on EstateRiskIQ →

Learn the risk in South Carolina

Flood zones 101: how to read FEMA maps

Decode NFHL zones, base flood elevation, and where boundary lines matter most.

Wind speed and roof damage

Understand how gust speeds translate into shingles, trees, and outages across South Carolina.

Storm surge vs flooding

Compare coastal surge risk with inland rainfall flooding exposure.