← Back to state hubsState overview · South Dakota

Statewide risk intelligence

South Dakota home risk center

Today’s statewide composite risk signal for SD is Moderate overall, blending flood, wind, thunderstorm, and current AQI conditions.

50

/ 100

50/100
State score

Overall risk signal

Moderate

Use this signal as a statewide benchmark and drill down into cities for localized exposure.

Browse city directoryRun a home risk report

Statewide hazard breakdown

Core baselines plus current AQI for South Dakota

Updated Fri 12:24 AM

Flood exposure

70/100

Wind + roof

11/100

Air quality / AQI

28/100

Tornado activity

35/100

Lightning

51/100

Wildfire

54/100

Live weather alerts

NWS advisories across South Dakota

1 alerts

Red Flag Warning

Effective Mon 7:14 AM

Red Flag Warning issued August 10 at 1:14AM MDT until August 10 at 9:00PM MDT by NWS Rapid City SD

Fall River County Area; Northern Campbell; Southern Campbell; Crook County Plains; Weston County Plains

Source: National Weather Service alerts feed.

City hotspots

Highest composite exposure across South Dakota.

View full directory →

Springfield, SD

Overall elevated risk

63/100

Woonsocket, SD

Overall elevated risk

58/100

Harrisburg, SD

Overall elevated risk

56/100

Mitchell, SD

Overall moderate risk

54/100

Aberdeen, SD

Overall moderate risk

53/100

Wagner, SD

Overall moderate risk

52/100

Madison, SD

Overall moderate risk

51/100

Custer, SD

Overall moderate risk

51/100

Protect your home before the next storm

Turn today’s risk into a checklist for your home in South Dakota.

Home insurance quotes

Compare storm-friendly coverage options for your address.

Check rates

Roof & window protection

Time inspections and upgrades around your local risk season.

Find pros

Emergency prep essentials guide

Build a storm kit and action checklist in 30 minutes.

Open guide

Check the risk for your city

Search by city or ZIP to see today's home risk snapshot.

Open city snapshot

City directory

Browse baseline risk scores for the largest cities in South Dakota.

Open city directory

Includes top populations, trending lookups, and curated hubs.

State ranking pages

Explore ranked city lists and statewide outlooks, then drill into local city details.

Highest overall weather risk citiesHighest flood risk citiesHighest wind risk citiesHighest air quality risk citiesHighest lightning risk citiesHighest wildfire risk citiesHighest tornado risk citiesHighest hail risk cities
Open statewide live outlook

Cross-state comparisons

Which state has the highest hurricane risk?Which states have the highest AQI risk?Which states have the highest wildfire risk?Safest states for severe weatherStates with the lowest flood exposure

RiskIQ network

Related risk context for South Dakota

State profile

These links focus on the most relevant connected risk topics for this location.

AutoRiskIQ

Auto insurance pressure and claims risk context.

State-level context

View on AutoRiskIQ →

EstateRiskIQ

Estate planning and decision-readiness context.

State-level context

View on EstateRiskIQ →

Learn the risk in South Dakota

Flood zones 101: how to read FEMA maps

Decode NFHL zones, base flood elevation, and where boundary lines matter most.

Open guide →

Wind speed and roof damage

Understand how gust speeds translate into shingles, trees, and outages across South Dakota.

Learn more →

Storm surge vs flooding

Compare coastal surge risk with inland rainfall flooding exposure.

View guide →